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Buy Now Pay Later

fast application - instant decision - no paperwork

Simply Sound and Vision are pleased to offer finance payment options on any purchase of £299 to qualify for 0% finance. (not available on all purchases) and £500 to qualify for other finance options (available on all purchases). The application process takes just a few seconds and the decision is instant. You can process your application straight from your shopping cart at checkout or, if you prefer, visit one of our locations to process in-store.

Choose the finance option that suits you

Using our simple payment calculator located on qualifying product pages you can choose your deposit and the payment term options. Deposits start at 10% through to a maximum of 50%. The calculator will instantly display all your relevant payment detail.

Payments are fixed for the duration of the agreement allowing you to budget effectively.

Frequently asked questions


How much can I borrow?
You can borrow as much as £25,000. When checking out just fill out our easy online application form and you can be approved in a matter of seconds to use the money for equipment you wish to purchase from us.

How do you collect payment?

Your initial deposit is collected via a credit or debit card either online or in-store. Thereafter payments are collected monthly by direct debit. They typically start 30 days after you have completed your application and received your goods.
Do you require a deposit?
Yes. A minimum 10% deposit is required with a maximum 50%.

What loan durations are offered?

You can choose from a range of payment terms durations from 12, 24, or 36 months. For 0% interest free finance options, the maximum term is 12 months
Do you offer Interest free financing on all products?
No. Interest free offers vary according the products being purchased. You can tell from the instant finance calculator displayed on the product page if the product qualifies for 0% financing. If the product is beneath the minimum order value of £500, you may add further items to your basket to make up the order size and interest free financing (if available on the product mix) will be offered at the checkout stage.

Can I pay off my loan early?

You have the right to repay all or part of your loan at any time, simply contact Close Brothers Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.

Can you deliver to a different address when I pay via Pay4Later?
No. It is a condition of purchase that if you choose a financed option to pay for your goods that they are delivered to the address on your credit application form. If you prefer, you may visit one of our locations but you will need to bring proof of identity.

Tips


In our experience:


Tip 1:
Use land-line telephone numbers that is linked to the registered postal address

Tip 2:

If possible use a registered domain email addresses (e.g work email)
Tip 3:
Use an individual personal bank account in application, join account applications rarely pass

Tip 4:

The higher the deposit you are willing to pay the more likely your application will be accepted

Consumer Credit Licencing

Levco Limited, trading as Simply Sound and Vision is authorised by the Financial Conduct Authority to provide Consumer Credit broking services (Firm Reference Number 624750).

Consumer credit service is provided by Pay4Later Ltd. Pay4Later authorised and regulated by the Financial Conduct Authority (Interim Permission Number: 0616240). Registered offices are at 33 St Mary Axe, London EC3A 8AG. For more information please refer to www.pay4later.com/consumerfaq or visit www.pay4later.com

Finance is provided through the Pay4Later platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered, and provided with their full contact details.